Money Talks and So Should You

It’s often said that money is the number one  cause of stress in a marriage. It is not true. Money, in and of itself, does not cause any stress. Whether you have a little or  abundance, stress is caused by what you do with the money you have.

Many people think if they had more money they’d have less stress. More money can get you more things, but also more stress. Lack of money may tempt some to go into debt to get more stuff because of a false belief that more things will make them happier. And everyone knows that  too much debt is super stressful.

Dealing with all the issues revolving around money will never go away, whether you are young and newly married or older and ready to retire. How you deal with money in your relationship is extremely important. Failing to navigate this area in your daily lives means your relationship will be plagued by tension and strife. Better to deal with it sooner rather than later.

So what’s true about your relationship?

– Do you find yourselves fighting about money issues on a regular basis?
Are you worried about bills and debt?
Are you worried about providing for your children?
– Are your worried about your future and retirement?
– On some money issues are you in a cold war with your spouse?
– Are you diametrically opposed on some spending decisions?
– Is one spouse feeling angry or betrayed because the other won?
– Do you feel that money is a wedge between you and your spouse?

If you answered yes to some or all of the questions above, the issues around money are clearly causing stress in your marriage. And unlike the common cold, it will never get better over time if just left alone. You need to have a game plan for success, a strategy, so the money issues no longer plague you.

Similar to an overweight person, ignoring their condition will change nothing. It takes a conscious effort to adopt a healthy lifestyle of good eating and exercise. He must face the challenge of personal growth and practice the necessary changes. To complete the analogy, those of us who have accumulated excess debt and can’t pay our bills are financially obese!

It is time to decide we must exercise our will and limit our spending.

Personal growth is painful and by definition requires change but the rewards far outweigh the cost. Envision your relationship virtually free from the stresses and worries about money and you’ll feel like a miracle happened.

If you and your spouse have stress in this area, I hope you stay tuned for future blogs, when I will go over some basic principles about money and spending.

Maybe there will be a miracle in your future!